Plans built around parents, kids, taxes, and what "enough" really means. Especially for families where "enough" includes obligations most plans leave out. Austin-based; most of the work is remote.
Free. No paperwork. No documents.
The plan accounts for what most plans leave out — parents you support (sometimes across borders), kids who depend longer than the textbook says, the cultural weight of what "enough" actually means. Many of my clients are first- or second-generation immigrant families, and the work is open to anyone who wants planning that includes the whole picture.
"We have enough on paper. We don't know what enough actually looks like."
Five to ten years out, the spreadsheet stops working. The plan has to account for what comes with this stage — parents needing real support, kids still depending, healthcare gaps before Medicare, and the foreign property nobody mentions until the inheritance comes up.
How I help pre-retirees →"Good income. The business IS the retirement plan. No one's quarterbacking the rest."
Your CPA does taxes. Your attorney does the will. Nobody's mapping the whole picture — succession that handles sibling expectations, family on payroll without clear roles, an exit that respects what the business means to your family. I do.
How I help business owners →"Good income. Growing savings. No real plan tying it together."
401(k), Roth, RSUs, brokerage, HSA. You're saving. But are you accounting for the money flowing to parents, the family events, the down payment your relatives expect? Most plans ignore those flows. Mine doesn't.
How I help working professionals →Most people think their plan is at 90%. The math usually says different.
That's the work — showing you both numbers, then closing the gap together.
Where you are
Mapped honestly.
Where you're headed
If nothing changes.
Where you could be
With better decisions.
Most planning relationships fail because the first meeting is data collection. Mine isn't.
No paperwork. No statements. We talk about what's going on — family, goals, what's keeping you up.
Still no documents. I walk you through how I'd approach your situation, what most plans miss, and where the biggest gap is.
Now we look at documents — together, through Orion. You walk away with a written plan covering income, taxes, retirement, parents, kids, equity comp, risk, and estate basics. Implementation and quarterly check-ins from there.
The first two conversations are free. That's the trust I expect — in either direction.
Multiple fee structures depending on what fits the work. We'll walk through compensation in full (every form of it) before we engage.
Annual fee on assets I manage. Larger and simpler: lower end. Smaller and more complex: higher end.
For clients who'd rather not work on an AUM model: an ongoing retainer, a flat-fee project, or a monthly subscription.
Financial Advisor, McCune Whiteley
Austin-based. Korean immigrant, Queens-raised. Five years U.S. Air Force. Six years at MWWM. Series 7, 65, 66 · Life & Health.
I became an advisor because the money conversations that actually change lives — about parents, kids, what "enough" really means — happen between two people who trust each other. The technical work matters. The conversation matters more.
Fort Worth, founded 2009. 300+ households through every market cycle since.
Founded
Households
Advisory cap.
No. Statements come later — after we've decided to work together. The first two conversations are about your situation.
A few honest answers. If you want pure investment management, a low-cost platform like Vanguard or Schwab will serve you better. If you're looking for stock picks or active trading, I'm not a fit. And if your situation isn't complex enough yet to justify ongoing planning fees, the cost won't make sense — that's the honest answer, and you'll get it on the first call.
We'll have an honest conversation about whether this is the right time. If it isn't, I'll tell you and point you to a starting place that fits.
They manage money. I plan around everything else — parents, RSUs, business exits, tax order, what to do when your spouse retires before you do. The investing is one part of the plan. The plan is the work.
If they cover the family-context work, probably not worth a switch. If they mostly manage investments, worth a conversation.
30 minutes. Free. No paperwork. If I'm not the right fit, I'll tell you and point you somewhere better.
Austin, TX · Remote welcome